INSURING 50 MILLION+ ACRES

Have you seen the data?

Find out how PRF insurance policies perform in every county in the United States. Learn how much you could gain with coverage!

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

Showing

X

out of

X

results

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Abbeville County, South Carolina

South Carolina

Abbeville County, South Carolina

Acadia County, Louisiana

Louisiana

Acadia County, Louisiana

Accomack County, Virginia

Virginia

Accomack County, Virginia

Ada County, Idaho

Idaho

Ada County, Idaho

Adair County, Iowa

Iowa

Adair County, Iowa

Adair County, Kentucky

Kentucky

Adair County, Kentucky

Adair County, Missouri

Missouri

Adair County, Missouri

Adair County, Oklahoma

Oklahoma

Adair County, Oklahoma

Adams County, Colorado

Colorado

Adams County, Colorado

Adams County, Idaho

Idaho

Adams County, Idaho

Adams County, Illinois

Illinois

Adams County, Illinois

Adams County, Indiana

Indiana

Adams County, Indiana

Adams County, Iowa

Iowa

Adams County, Iowa

Adams County, Mississippi

Mississippi

Adams County, Mississippi

Adams County, Nebraska

Nebraska

Adams County, Nebraska

Adams County, North Dakota

North Dakota

Adams County, North Dakota

Adams County, Ohio

Ohio

Adams County, Ohio

Adams County, Pennsylvania

Pennsylvania

Adams County, Pennsylvania

Adams County, Washington

Washington

Adams County, Washington

Adams County, Wisconsin

Wisconsin

Adams County, Wisconsin

Addison County, Vermont

Vermont

Addison County, Vermont

Aiken County, South Carolina

South Carolina

Aiken County, South Carolina

Aitkin County, Minnesota

Minnesota

Aitkin County, Minnesota

Alachua County, Florida

Florida

Alachua County, Florida

Alamance County, North Carolina

North Carolina

Alamance County, North Carolina

Alameda County, California

California

Alameda County, California

Alamosa County, Colorado

Colorado

Alamosa County, Colorado

Albany County, New York

New York

Albany County, New York

Albany County, Wyoming

Wyoming

Albany County, Wyoming

Albemarle County, Virginia

Virginia

Albemarle County, Virginia

Alcona County, Michigan

Michigan

Alcona County, Michigan

Alcorn County, Mississippi

Mississippi

Alcorn County, Mississippi

Alexander County, Illinois

Illinois

Alexander County, Illinois

Alexander County, North Carolina

North Carolina

Alexander County, North Carolina

Alfalfa County, Oklahoma

Oklahoma

Alfalfa County, Oklahoma

Alger County, Michigan

Michigan

Alger County, Michigan

Allamakee County, Iowa

Iowa

Allamakee County, Iowa

Allegan County, Michigan

Michigan

Allegan County, Michigan

Allegany County, Maryland

Maryland

Allegany County, Maryland

Allegany County, New York

New York

Allegany County, New York

Alleghany County, North Carolina

North Carolina

Alleghany County, North Carolina

Alleghany County, Virginia

Virginia

Alleghany County, Virginia

Allegheny County, Pennsylvania

Pennsylvania

Allegheny County, Pennsylvania

Allen County, Indiana

Indiana

Allen County, Indiana

Allen County, Kansas

Kansas

Allen County, Kansas

Allen County, Kentucky

Kentucky

Allen County, Kentucky

Allen County, Louisiana

Louisiana

Allen County, Louisiana

Allen County, Ohio

Ohio

Allen County, Ohio

Allendale County, South Carolina

South Carolina

Allendale County, South Carolina

Alpena County, Michigan

Michigan

Alpena County, Michigan

Alpine County, California

California

Alpine County, California

Amador County, California

California

Amador County, California

Amelia County, Virginia

Virginia

Amelia County, Virginia

Amherst County, Virginia

Virginia

Amherst County, Virginia

Amite County, Mississippi

Mississippi

Amite County, Mississippi

Anderson County, Kansas

Kansas

Anderson County, Kansas

Anderson County, Kentucky

Kentucky

Anderson County, Kentucky

Anderson County, South Carolina

South Carolina

Anderson County, South Carolina

Anderson County, Tennessee

Tennessee

Anderson County, Tennessee

Anderson County, Texas

Texas

Anderson County, Texas

Andrew County, Missouri

Missouri

Andrew County, Missouri

Andrews County, Texas

Texas

Andrews County, Texas

Androscoggin County, Maine

Maine

Androscoggin County, Maine

Angelina County, Texas

Texas

Angelina County, Texas

Anne Arundel County, Maryland

Maryland

Anne Arundel County, Maryland

Anoka County, Minnesota

Minnesota

Anoka County, Minnesota

Anson County, North Carolina

North Carolina

Anson County, North Carolina

Antelope County, Nebraska

Nebraska

Antelope County, Nebraska

Antrim County, Michigan

Michigan

Antrim County, Michigan

Apache County, Arizona

Arizona

Apache County, Arizona

Appanoose County, Iowa

Iowa

Appanoose County, Iowa

Appling County, Georgia

Georgia

Appling County, Georgia

Appomattox County, Virginia

Virginia

Appomattox County, Virginia

Aransas County, Texas

Texas

Aransas County, Texas

Arapahoe County, Colorado

Colorado

Arapahoe County, Colorado

Archer County, Texas

Texas

Archer County, Texas

Archuleta County, Colorado

Colorado

Archuleta County, Colorado

Arenac County, Michigan

Michigan

Arenac County, Michigan

Arkansas County, Arkansas

Arkansas

Arkansas County, Arkansas

Arlington County, Virginia

Virginia

Arlington County, Virginia

Armstrong County, Pennsylvania

Pennsylvania

Armstrong County, Pennsylvania

Armstrong County, Texas

Texas

Armstrong County, Texas

Aroostook County, Maine

Maine

Aroostook County, Maine

Arthur County, Nebraska

Nebraska

Arthur County, Nebraska

Ascension County, Louisiana

Louisiana

Ascension County, Louisiana

Ashe County, North Carolina

North Carolina

Ashe County, North Carolina

Ashland County, Ohio

Ohio

Ashland County, Ohio

Ashland County, Wisconsin

Wisconsin

Ashland County, Wisconsin

Ashley County, Arkansas

Arkansas

Ashley County, Arkansas

Ashtabula County, Ohio

Ohio

Ashtabula County, Ohio

Asotin County, Washington

Washington

Asotin County, Washington

Assumption County, Louisiana

Louisiana

Assumption County, Louisiana

Atascosa County, Texas

Texas

Atascosa County, Texas

Atchison County, Kansas

Kansas

Atchison County, Kansas

Atchison County, Missouri

Missouri

Atchison County, Missouri

Athens County, Ohio

Ohio

Athens County, Ohio

Atkinson County, Georgia

Georgia

Atkinson County, Georgia

Atlantic County, New Jersey

New Jersey

Atlantic County, New Jersey

Atoka County, Oklahoma

Oklahoma

Atoka County, Oklahoma

Attala County, Mississippi

Mississippi

Attala County, Mississippi
search icon
No Results found.

Please try and search again or contact us if you can not find your county.

A group of cows moving together across dry land

CUSTOMIZED POLICIES

Enjoy insurance policies that are custom-tailored to meet your operation’s unique needs

YEAR-ROUND SUPPORT

Benefit from year-round access to Ag-Industry experts eager to help manage risk on your ranch

Ranching Expertise

Know you’re working with a team of fellow ranchers, who understand your challenges

MAPPING SOFTWARE

Ensure that your PRF policy is built with precision through industry-leading software

PRF INSURANCE POLICIES TAILORED to your operation

A Pasture, Rangeland, and Forage (PRF) insurance policy through Redd Summit Advisors enables you to safeguard your profits against the impact of below-average precipitation. Enjoy the peace of mind that comes with year-round support and a policy that is tailored to meet your operation's unique needs and goals.

100

+

Years

Lean on a team with 100+ years of ranching experience dedicated to your operation’s success.

92

%

renewal

Enjoy the same coverage and support that has led to 92% of ranchers renewing their policies year after year.

9.7

/10

rating

Entrust your coverage with a team that has received a satisfaction rating of 9.7/10 from insured producers

50

M

ACRES

Make your ranch a part of the 50 million+ acres currently safeguarded with PRF insurance.

See what other ranchers say

"PRF Insurance helped maintain our herd size. It even increased a little during dry years."

Dennis W Jones

"PRF through Redd Summit has greatly improved our operation in a short time by balancing cash flow ebbs and flows that were due to dry spells. Redd Summit is great to work with and diligent in answering any questions that we might have."

Jacob Doonan

"I am very thankful to have found out about Redd Summit. I don't think we would have made it without this insurance. This is our way of life; we don't want to lose it. Thanks."

Stuart & Annette Crook

"PRF has allowed us the flexibility to manage our operation during the recent fluxuations of moisture. I don't know how you would be in the ranching business without it."

Bret Riley

"We hung in with our insurance and had to pay the full amount the first year but got a return 10x the amount over the following years, which was crucial! ... With the increasing costs of operating, we are so grateful for Redd Summit."

Audra Ortega

"Working with Redd Summit has been a game changer for our operation. Things that were only dreams have now become a reality. It has taken (most) of the stress out of ranching for us. When it rains we are happy. When it doesn’t rain we are still happy."

Danny Button

"Life changing protection for our agricultural operation against the very real threat of drought; we would not be operating during adverse years without the continued utilization of this program."

Savanah Chant

“When I got my first insurance payout this year, I texted Steve and asked him if the check was real? Having this insurance in a year like this has helped fill in the gaps on our ranch. It has given me peace of mind.”

Kenny Black

"Redd Summit PRF is the best decisions I have made for our family ranch. Our results with Redd Summit have out performed several neighbors using other agencies. I unequivocally recommend Redd Summit to every operator I know!"

Morgan Bassham

"Redd Summit is easy to work with. Austin knew how to set up a perfect plan for our operation. With the drought and the cost of feed, hay, and fuel rising, this has helped tremendously."

Teryn Muench

"We have been enrolled now for two years and we have been blessed by having the insurance. It has helped us keep our operation running smoothly."

Barry Bundy

"Redd Summit has made purchasing and maintaining my PRF insurance coverage simple and easy. Cutting edge technology and the communication from Redd Summit has been very informative."

Monti Hancock

Frequently asked questions

We have answers to your questions.

When can I collect PRF Insurance indemnities?

Your indemnities first go toward your premium. Once your premium is satisfied, any future indemnities come straight to you.

What Type of Cattle Prices Does LRP Insurance Cover?

LRP insurance through Redd Summit Advisors is available for the prices on fed and feeder cattle and feeder calves that haven’t hit the ground yet.

When do you get PRF insurance indemnities?

Your PRF insurance indemnities will hit your mailbox when: 

  • Your PRF insurance premium is paid in full.
  • Your insured grid(s) receive less rainfall than your chosen coverage level (70%-90% of the 70-year average) during one of your insured intervals. 

Remember: PRF insurance is self-funding. Indemnities are credited to your premium balance first. Once the balance is paid in full, any additional indemnities are issued directly to you.

How does the USDA Subsidize PRF insurance?

The Government on PRF insurance is dependent on your chosen coverage level. 

  • 90% coverage has a 51% subsidy
  • 85% to 80% coverage has a 55% subsidy
  • 75% to 70%  coverage has a 59% subsidy
  • Your coverage level refers to the percentage of normal rainfall that you’re PRF policy insures.

When is the PRF insurance deadline?

The deadline to sign an application for a 2024 PRF insurance policy is December 1, 2023.

How do you create the best PRF insurance policy for me?

We use our unique technology to analyze 70 years of rainfall data on your land. This, combined with our ranching expertise allows us to make a custom PRF policy that will benefit you the most.

How do I qualify for PRF insurance?

If you have cattle, you probably qualify for PRF insurance.

Can I participate in FSA programs and PRF insurance at the same time?

Yes, PRF Insurance can be used along with FSA assistance programs.

How are PRF insurance agents paid?

Agents are paid a commission based on the premium of your policy.

What is a GIS Grid for PRF insurance?

Approximately 11x22 mile area used to help identify coverage for PRF purposes. This is what will be considered your “local area” and used for measuring precipitation.

Still have questions?

Find more answers on our FAQs page

Get a free policy preview

Find out how PRF & LRP would perform for your operation this year, without having to sign up!

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

WE’D LOVE TO COME SEE YOUR RANCH!

We make regular visits to ranches across the country, we would love to come visit you and show you the benefits of PRF insurance.

Trusted by 800+ ranches & 50 million acres

"PRF Insurance helped maintain our herd size. It even increased a little during dry years."

Dennis W Jones

"PRF through Redd Summit has greatly improved our operation in a short time by balancing cash flow ebbs and flows that were due to dry spells. Redd Summit is great to work with and diligent in answering any questions that we might have."

Jacob Doonan

X Button for closing text bubble
Message bubble icon
Chat with us!
Small Redd Summit logo with no text.
We’ll have an agent call or
text you in the next few minutes.
Office hours are M-F, 9AM - 5PM. If you’re submitting a request outside of office hours, we'll reach you the next business day.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Jess McCartney
See what we can we do for your ranch? Chat with us!
X Button for closing text bubble

WHAT IS PASTURE, RANGELAND & FORAGE INSURANCE?

We've put together a collection of resources to get you started.

LEARN MORE
X Button for closing text bubble
Message bubble icon
Chat with us!
Small Redd Summit logo with no text.
We’ll have an agent call or
text you in the next few minutes.
Office hours are M-F, 9AM - 5PM. If you’re submitting a request outside of office hours, we'll reach you the next business day.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Jess McCartney
See what we can we do for your ranch? Chat with us!
X Button for closing text bubble