INSURING 50 MILLION+ ACRES

PROTECT YOUR RANCHING LEGACY

Take advantage of PRF and LRP insurance policies, customized to your operation's needs

TALK WITH AN EXPERT

CUSTOMIZED POLICIES

Enjoy insurance policies that are custom-tailored to meet your operation’s unique needs

YEAR-ROUND SUPPORT

Benefit from year-round access to Ag-Industry experts eager to help manage risk on your ranch

Ranching Expertise

Know you’re working with a team of fellow ranchers, who understand your challenges

MAPPING SOFTWARE

Ensure that your PRF policy is built with precision through industry-leading software

PRF INSURANCE POLICIES TAILORED to your operation

SEE PRF IN YOUR COUNTY

Safeguard your profits against the uncertainties of low precipitation with Pasture, Rangeland, and Forage (PRF) insurance. Enjoy the peace of mind that comes with year-round support and policies tailored to perfectly match the unique needs of your operation

Pasture, Rangeland & Forage INSURANCE

Insure against periods of low rainfall

Specialized software optimizes your potential for payments and minimizes your risk.

No upfront premiums

USDA subsidized

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Livestock Risk Protection InSurance

Insure against declines in the market price for fed and feeder cattle

No up-front premiums

Unlimited upside potential

USDA subsidies make coverage affordable

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100 +

Years

Lean on a team with 100+ years of ranching experience dedicated to your operation’s success.

92 %

renewal

Enjoy the same coverage and support that has led to 92% of ranchers renewing their policies year after year.

9.7 /10

rating

Entrust your coverage with a team that has received a satisfaction rating of 9.7/10 from insured producers

50 M

ACRES

Make your ranch a part of the 50 million+ acres currently safeguarded with PRF insurance.

See what other ranchers say

"PRF Insurance helped maintain our herd size. It even increased a little during dry years."

Dennis W Jones

"PRF through Redd Summit has greatly improved our operation in a short time by balancing cash flow ebbs and flows that were due to dry spells. Redd Summit is great to work with and diligent in answering any questions that we might have."

Jacob Doonan

"I am very thankful to have found out about Redd Summit. I don't think we would have made it without this insurance. This is our way of life; we don't want to lose it. Thanks."

Stuart & Annette Crook

"PRF has allowed us the flexibility to manage our operation during the recent fluxuations of moisture. I don't know how you would be in the ranching business without it."

Bret Riley

"We hung in with our insurance and had to pay the full amount the first year but got a return 10x the amount over the following years, which was crucial! ... With the increasing costs of operating, we are so grateful for Redd Summit."

Audra Ortega

"Working with Redd Summit has been a game changer for our operation. Things that were only dreams have now become a reality. It has taken (most) of the stress out of ranching for us. When it rains we are happy. When it doesn’t rain we are still happy."

Danny Button

"Life changing protection for our agricultural operation against the very real threat of drought; we would not be operating during adverse years without the continued utilization of this program."

Savanah Chant

“When I got my first insurance payout this year, I texted Steve and asked him if the check was real? Having this insurance in a year like this has helped fill in the gaps on our ranch. It has given me peace of mind.”

Kenny Black

"Redd Summit PRF is the best decisions I have made for our family ranch. Our results with Redd Summit have out performed several neighbors using other agencies. I unequivocally recommend Redd Summit to every operator I know!"

Morgan Bassham

"Redd Summit is easy to work with. Austin knew how to set up a perfect plan for our operation. With the drought and the cost of feed, hay, and fuel rising, this has helped tremendously."

Teryn Muench

"We have been enrolled now for two years and we have been blessed by having the insurance. It has helped us keep our operation running smoothly."

Barry Bundy

"Redd Summit has made purchasing and maintaining my PRF insurance coverage simple and easy. Cutting edge technology and the communication from Redd Summit has been very informative."

Monti Hancock

Frequently asked questions

We have answers to your questions.

When can I collect indemnities?

Your indemnities first go toward your premium. Once your premium is satisfied, any future indemnities come straight to you.

What Type of Cattle Prices Does LRP Insurance Cover?

LRP insurance through Redd Summit Advisors is available for the prices on fed and feeder cattle and feeder calves that haven’t hit the ground yet.

How do you create the best policy for me?

We use our unique technology to analyze 70 years of rainfall data on your land. This, combined with our ranching expertise allows us to make a custom policy that will benefit you the most.

How do I qualify for PRF?

If you have cattle, you probably qualify for PRF insurance.

Can I participate in FSA programs and PRF at the same time?

Yes, PRF Insurance can be used along with FSA assistance programs.

How are agents paid?

Agents are paid a commission based on the premium of your policy.

What is a GIS Grid?

Approximately 11x22 mile area used to help identify coverage for PRF purposes. This is what will be considered your “local area” and used for measuring precipitation.

Where do PRF indemnity payments come from?

The check that you’ll receive for your indemnity payments come from your insurance provider. However, the money itself comes from the USDA’s subsidy of PRF and is administered by the USDA’s Risk Management Agency (RMA).

What kind of land can I insure with PRF?

PRF insurance can be applied to any acreage that you run on, whether owned or leased.

How much does PRF insurance cost?

That is based on your county values assigned by the USDA. It can vary.

Still have questions?

Find more answers on our FAQs page

SEE ALL FAQS

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WE’D LOVE TO COME SEE YOUR RANCH!

We make regular visits to ranches across the country, we would love to come visit you and show you the benefits of PRF insurance.

Trusted by 800+ ranches & 50 million acres