Yield Exclusion lets you exclude low-yield years—triggered by county-level disasters—from your APH calculation. You may have a higher approved yield and insurance coverage when an actual yield is excluded from an actual production history database. 

If excluding a low-yield year results in an increased approved yield, a higher insurance guarantee and greater indemnity payment could occur due to the yield exclusion.

The Risk Management Agency (RMA) decides which years qualify for Yield Exclusion (YE). When you elect YE, all eligible crop years are automatically excluded from your APH history database unless you choose to keep a specific year in. You can opt out of excluding a year if you’d rather keep that yield in your history.

Yield Exclusion can be applied to policies that use a producer's APH database, such as Yield Protection and Revenue Protection. You must choose the Actual Production History Yield Exclusion Option by the sales closing date for your insurance policy. 

Please note that the option is continuous, and you must request to cancel the option by the sales closing date if you wish for the coverage to end.

It can. A higher APH means higher coverage, which may raise your premium slightly—but it also increases the likelihood of an indemnity when yields drop.

When you elect Yield Exclusion (YE), all eligible crop years are automatically removed from your APH history—unless you tell your agent otherwise.

If you want to keep a specific year in your APH, you must opt out by the production reporting deadline for your crop in your county. You can opt out for one or more crop years, but it has to be done by the deadline.

To avoid being punished by a year you couldn’t plan for. Yield Exclusion helps preserve the integrity of your APH and protect your operation from long-term damage caused by one or even a few catastrophic years.