Whole Farm Revenue Protection
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Whole-Farm Revenue Protection (WFRP) provides a risk management safety net by insuring the revenue of all commodities produced on a farm under a single policy. Coverage is available in all counties across the United States.
The policy is designed for operations with up to $17 million in insured revenue, including those producing specialty or organic commodities—both crops and livestock—or marketing through local, regional, identity-preserved, specialty, or direct-sale channels.
What does Whole Farm Revenue Protection cover?
Whole Farm Revenue Protection protects your farm against the loss of farm revenue that you earn or expect to earn from your operation's commodities.
Is Whole Farm Revenue Protection just for produce farms?
No. Whole Farm Revenue Protection is used by operations of all kinds, including ranches that grow hay and run livestock, and farms with multiple row crops. The more diverse your revenue streams, the better this policy tends to work.
How is revenue calculated for Whole Farm Revenue Protection?
The approved revenue amount is determined on your Farm Operation Report and is the lower of the expected revenue or your whole-farm historic average revenue.
How is Whole Farm Revenue Protection different from Revenue Protection or Yield Protection?
Revenue Protection and Yield Protection are crop-specific. Whole Farm Revenue Protection is operation-wide. It insures total revenue, not just yield or price on one commodity.
Do I still need to file claims for Whole Farm Revenue Protection?
Yes. Claims require documentation of losses and revenue. Because this policy is tied to your Schedule F (or other IRS tax forms), keeping clean records is key. Our experts can help ensure your claims are filed correctly.
Is there a premium subsidy for Whole Farm Revenue Protection?
Yes. Whole Farm Revenue Protection is USDA-subsidized, up to 80%, depending on your diversification level. More crop types or income streams can lead to a higher subsidy.
When is the insurance period for Whole Farm Revenue Protection?
Coverage runs for the duration of the producer’s tax year. If you file on a calendar year, your insurance runs Jan–Dec. If you file on a fiscal year, the coverage period follows that fiscal year instead.
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