PRF INSURANCE
IN HAWAII
PRF insurance protects ranchers from the financial impact of below-average rainfall, providing a crucial safety net in unpredictable climates like Hawaii.
Why PRF Insurance is Different in Hawaii
While the core benefits of PRF insurance remain the same—protecting against the financial impact of drought—the specifics of how it’s implemented in Hawaii differ from mainland programs. Here's how:
Smaller Grid Size: Hawaii uses smaller 5km x 5km grids for more precise rainfall data, compared to the 17-mile grids on the mainland.
Unique Data Sources: Hawaii relies on the Climate Data Portal for more accurate local precipitation tracking instead of NOAA data.
Grazing-Only Coverage: PRF in Hawaii is limited to grazing operations, ensuring coverage fits local ranchers' needs.
Have more questions about PRF insurance? Talk with an expert today by calling (435) 625-1022.
HOW DOES PRF INSURANCE WORK In Hawaii?
With PRF insurance, your grazing land is protected during dry periods. Here’s a quick overview:
Grid-Based Coverage: Your land is divided into smaller grids, allowing for precise coverage that matches Hawaii’s diverse microclimates.
Rainfall Triggers Indemnities: If rainfall in your specific grid falls below the historical average during your chosen coverage intervals, you receive an indemnity payment to offset your losses.
Customizable Options: Coverage can be customized based on your operation's needs, from selecting the right intervals to insuring the most productive grids.
WHAT IS PASTURE, RANGELAND & FORAGE INSURANCE?
We've put together a collection of resources to get you started.
WHAT IS PASTURE, RANGELAND & FORAGE INSURANCE?
Pasture, Rangeland, and Forage Insurance is a USDA subsidized program that was created to help you, the livestock producer, sustain your operation through periods of low precipitation. With PRF Insurance coverage, you can receive cash indemnities when precipitation on your land falls below average to supplement your assumed loss in forage growth. You can use this money however you see fit, whether that be sustaining your operation or putting your kids through college!
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Join a Webinar
Join a DAILY webinar to learn the basics of the PRF program and chat with an expert.
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Learn How PRF Insurance Works
Watch the video to learn more about how the PRF program works for ranchers.
Watch on YouTubeHow Does RSA Customize Your Policy?
Learn how Redd Summit tailors your PRF policy to your needs.
Your PRF Insurance Dictionary
Understand the key terms involved in your PRF insurance policy.
When Can You Collect PRF Indemnities?
Learn when indemnities are issued for your PRF policy.
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