Stop surviving, start thriving
Pasture Fire Insurance is a private policy designed to protect your perennial pasture, rangeland, or forage (PRF) used to feed livestock. This coverage ensures that your investment is safeguarded against the financial impacts of unexpected fires, allowing you to focus on your ranching operations with peace of mind.
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What is covered
Perennial Pasture, Rangeland, or Forage (PRF) used to feed livestock
The insured must have a documented insurable interest in the PRF ground.
Fire from a direct result of lightning
Fires caused by equipment or machinery
Fires resulting from weather-related downed powerlines
What is not covered
Losses occurring before the effective date
Losses arising from infidelity or dishonesty
Losses due to failure to follow good farming practices
Negligence in using all reasonable means necessary to prevent the loss
Intentional arson or fire or vandalism
When a fire occurs
Any loss due to a fire must be reported to us within 5 days from the date of damage. Then, an adjuster will be sent to assess the damage.
This policy is available in the following states:
Arizona, Colorado, Idaho, Kansas, North Dakota, Nebraska, New Mexico, Oklahoma, Oregon, South Dakota, Washington, Texas, Nevada, Utah, Wyoming.
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